Payday Loans FAQ

1. What is a Payday Loan?

A payday loan is basically a small loan for a short period of time that must be repaid by your next payday. A payday loan is usually for $100-$1,500. A payday loan is a quick and simple way to obtain a short term loan that provides a sensible alternative to costly bounced checks, late payment charges and tarnished credit ratings.

2. How do I get a payday loan?

You can get a payday loan from one of many different lenders. Just fill out the online application and see if you qualify for a loan.

3. How long does it take to get a payday loan?

Most lenders will get you approved for a payday loan overnight, some lenders can offer loans within an hour if you need cash fast.

4. Do I need good credit to get a payday loan?

No, you dont. Most lenders won't even check your credit score to approve you for a payday loan.

5. Is my information secure?

Yes, all of the lenders that take applications on this site use secure servers over encryped connections. Be sure to read the lender's privacy policy to see how the information could be used.

6. How much does it cost for a payday loan?

It depends on which lender you get the loan from. Some lenders charge $10 per $100 borrowed, and other lenders charge upwards to $30 per $100 borrowed. Take note as the fees that the lenders charge you from the loan will be deducted from the initial loan amount.

7. Can I have more than one payday loan at the same time?

No all other payday loans have to be repaid before another can be granted.

8. What is the maximum payday loan I can get?

The maximum amount for a payday loan is $1500.

"Get the cash you need with a Short Term Loan of up to $1500. With one simple, secure application and no credit checks, it couldn?t be easier. Overnight, your approved Cash Advance will be deposited into your bank account. And best of all, you get your Payday Loan approved instantly online!."

This is not a credit application. Getpaydaycash.net is a financial matching service - matching prospective borrowers with prospective lenders. Your information may be forwarded to one of several independent loan companies. Not all independent loan companies will approve you for a loan or can provide you with up to $1,500 on your first loan. We cannot guarantee final approval of unsecured loans. Qualifying for final approval of a loan depends on various factors including income and the state in which you reside.

Getpaydaycash.net is not a financial institution or a lender. The independent loan companies may verify your supplied information with any number of independent verification companies including but not limited to:

CLVerify, Teletrack, or Accurint. Also, by clicking the matching button, I agree to the Privacy Policy and to receive special email and SMS offers from our marketing partners and business affiliates.

What is a payday loan?

Payday loan definition What is the difference between a payday loan and a cash advance? What does a cash advance loan cost?

How to get a payday loan?

How do you apply for a payday loan? Simple steps to getting a cash advance What are the requirements for a payday loan? How much money can you borrow? How quickly can you get a cash advance? Will you get approved for a paycheck loan? How often can you apply for a payday loan? How long does it take to get a loan approved? What if you have poor credit or have filed for bankruptcy? Do you need any collateral to get a payday loan or cash advance? What hours is this service available?

Payday loan payment options

What happens when your payday loan is due?What are the repayment options?

Can you get an increase on your current payday loan? What if you want to pay down your loan over time? What happens if you do not make a payment on your due date? After you pay back your payday loan how long do you have to wait until you can receive a new cash advance? Loan payment calculator

Payday loan application

How long does it take to complete a payday application? When you apply for a cash advance is there a credit check? Is the payday loan application process completely online? What's needed to complete a payday loan application? How do you get your cash advance application results? Having technical difficulties with your payday loan application?