Payday Loans FAQ

1. What is a Payday Loan?

A payday loan is basically a small loan for a short period of time that must be repaid by your next payday. A payday loan is usually for $100-$1,500. A payday loan is a quick and simple way to obtain a short term loan that provides a sensible alternative to costly bounced checks, late payment charges and tarnished credit ratings.

2. How do I get a payday loan?

You can get a payday loan from one of many different lenders. Just fill out the online application and see if you qualify for a loan.

3. How long does it take to get a payday loan?

Most lenders will get you approved for a payday loan overnight, some lenders can offer loans within an hour if you need cash fast.

4. Do I need good credit to get a payday loan?

No, you dont. Most lenders won't even check your credit score to approve you for a payday loan.

5. Is my information secure?

Yes, all of the lenders that take applications on this site use secure servers over encryped connections. Be sure to read the lender's privacy policy to see how the information could be used.

6. How much does it cost for a payday loan?

It depends on which lender you get the loan from. Some lenders charge $10 per $100 borrowed, and other lenders charge upwards to $30 per $100 borrowed. Take note as the fees that the lenders charge you from the loan will be deducted from the initial loan amount.

7. Can I have more than one payday loan at the same time?

No all other payday loans have to be repaid before another can be granted.

8. What is the maximum payday loan I can get?

The maximum amount for a payday loan is $1500.

Important Disclaimer: We are not a lender and we do not make loans or credit decisions. We provide a borrower-lender matching service only and we are not acting as a representative or agent of any lender to whom we submit applicant information. We do not control and are not responsible for the decisions and actions of any lender. We do not endorse any particular lender or loan product. You are under no obligation to use this service to initiate contact or apply for credit with any lender. This service is not available in all states and the service availability and scope are subject to change without notice. Many states restrict or prohibit payday loans. Therefore, all offers are void where prohibited by law. We will submit the information you provide to potential lenders. When you provide your information, it does not guarantee that you will be approved for a loan or that if you are approved you will qualify for the amount you want. Cash transfer times vary between lenders. Payday loans are meant to provide short term financing to solve immediate cash needs and should not be considered a long term solution. Borrow responsibly. By submitting your information on this website, you agree to allow us to forward your information to potential lenders and you hereby authorize them to verify the information you submit. This is not a credit application. Be sure to review our Terms of Service and Privacy Policy before you proceed